Life Insurance

Life Insurance Reviews

Life Insurance Reviews

As a financial consultant, I am often times asked questions about old life insurance policies--whether they should be maintained or surrendered for their cash values.  In answering questions, I need to ask questions.

For a term insurance policy where there is no cash value, the only question is whether there is is need or desire to continue premiums knowing that ultimately the policy will lapse at the end of its term period.

Part One of IRA Beneficiary Planning

Part One of IRA Beneficiary Planning

At the death of an IRA holder, the beneficiary has two options; one involves a spousal roll-over, if there is indeed a spouse; the other would be for non-spouse beneficiaries.